Enrollment Services

Admissions

Charleston Southern University (CSU) admits students of any race, color, national or ethnic origin and does not discriminate on the basis of religion, disability or sex. Degree-seeking candidates for admission to the University are evaluated for admission to the University on the basis of the following criteria:

1. Potential ability as indicated by high school curriculum, grades, GPA or GPA and class rank. Students transferring from other post secondary institutions or seeking readmission to CSU will be evaluated based on the records from all regionally accredited institutions attended.
2. Submission of SAT or ACT scores must be evaluated for all entering freshmen. Transfer or returning students with sufficient acceptable credit are not required to forward SAT or ACT scores unless requested.
3. Character references. The personal recommendations of individuals such as the applicant’s pastor, principal, guidance counselor, and teachers are considered.
4. Graduation from an approved secondary school.
5. A General Education Development Test (GED) will be accepted.

Procedure for Freshmen Applicants

1. Submit an online application at www.charlestonsouthern.edu. A paper application can be requested by writing or calling the Enrollment Services Office, Charleston Southern University, P.O. Box 118087, Charleston, South Carolina 29423-8087. You may call us at 843-863-7050 or 800-947-7474, or e-mail us at enroll@csuniv.edu.
2. Submit the required application fee with your Application for Admission ($20 for online applications or $40 for paper applications).
3. Submit official SAT or ACT scores. Information as to dates and locations of SAT (www.collegeboard.com) or ACT (www.actstudent.org) tests may be obtained from high school counselors or online.
4. High school students must have an official high school transcript sent directly from the high school during the application process. A final official transcript must be sent upon high school graduation.
5. Students holding an equivalency high school diploma must provide official GED scores and a transcript of all high school coursework completed.
6. After acceptance by the University, the prospective full-time student must send a $100.00 class deposit to the Enrollment Services Office. The class deposit is nonrefundable and applies toward tuition.

Procedure for Home-Schooled Applicants

Home-schooled students applying for admission to CSU must meet the following requirements:

1. An official transcript must be submitted, indicating grades and the curriculum employed,
2. the student must have satisfied relevant educational requirements for the state in which the student was a resident, and
3. the student must meet the same SAT (or ACT) and other admissions requirements as other incoming high school students.

Procedure for Transfer and Readmission Applicants

1. Submit an online application at www.charlestonsouthern.edu. A paper application can be requested by writing or calling the Enrollment Services Office, Charleston Southern University, P.O. Box 118087, Charleston, South Carolina 29423-8087. You may call us at 843-863-7050 or 800-947-7474, or e-mail us at enroll@csuniv.edu.
2. Submit the required application fee with your Application for Admission ($20 for online applications or $40 for paper applications).
3. Submit official transcripts from all colleges previously attended. Transfer students may be admitted to CSU without submitting SAT or ACT scores and a high school transcript under the following conditions
   1. The transfer student has successfully completed at least 24 transferable credit hours at a regionally accredited college or university,
   2. earned a minimum cumulative Grade Point Average (GPA) of 2.0 (on a 4 -point scale) in the transferable credit hours, and
   3. courses equivalent to
      MATH 105
        or MATH 111  and ENGL 111  at CSU are included in the transferable credit hours.

Students not meeting these requirements are required to submit official SAT or ACT scores and an official high school transcript. At the discretion of the Enrollment Services Office, students meeting the above requirements may be required to submit SAT or ACT scores and/or high school transcripts.

4. Any student with transfer credit for
   MATH 105
     or MATH 111  or higher-level algebra or calculus course or Advanced Placement (AP) credit for calculus (all less than five years old) will be permitted to register in the next subsequent course.
5. After acceptance by the University, the prospective full-time student must send a $100.00 nonrefundable class deposit to the Enrollment Services Office. This class deposit applies toward tuition.
6. Transfer credit will be brought into CSU as hours earned and letter grade but not the quality points. Transfer students must provide official documentation of credits earned, and all transfer credits must be approved by the Registrar. Credit that is to be applied toward a major or a minor must be approved by the Registrar and/or the Department Chairperson.
7. Readmission: Any student returning to CSU after missing one semester (fall or spring) will be required to submit an application for admission. Students must provide official transcripts of all coursework completed after leaving CSU. Admissions acceptance will be based on the student’s academic records.

Time Limitations on Credit

Some departments have established policies stating older courses may not be used to meet major or minor requirements, or their prerequisites. Older courses that are not required for one’s major or minor may be used to satisfy Liberal Arts Core requirements, or may be accepted as general electives.

The following majors (and minors if applicable) are subject to the above departmental limitations:

 Policy application guidelines:

• The age of credit is established from the date classes begin for the term a student attends after being admitted or readmitted. The age of credit will be recalculated if the student leaves CSU for at least two consecutive semesters (fall and spring). If a student leaves the University for two consecutive semesters and later returns, the student is subject to the Undergraduate Catalog and regulations in effect at the time of matriculation.

Transcript Bankruptcy

The University has established a process for students to request their CSU undergraduate transcripts to be “bankrupt” when being readmitted to the University after a period of time.

1. At least five calendar years must have passed since the student last attended CSU, and the student’s academic record must show at least 24 credit hours attempted in residence.
2. The student must apply for readmission and will be subject to current guidelines regarding transfer credit. Along with the Application for Admission, the student must submit a letter requesting academic transcript bankruptcy. The letter should describe the student’s current academic goals and plans to achieve academic success. This letter will be forwarded to the Registrar for review during the readmission process.
3. The University Registrar will submit recommendations to the Director of Admissions regarding acceptance and conditions of enrollment which will include mathematics and English placement. After the student is readmitted through Enrollment Services, the Registrar will notify the student about the conditions of transcript bankruptcy as described in this policy.
4. All previous CSU credit will be disregarded with respect to any degree requirements. The prior academic record, including terms, course titles, grades and credit hours attempted will remain a part of the student’s transcript. However, the prior academic record will not include credit hours earned or grade points. The transcript will indicate “Transcript Bankruptcy Approved on (date)” under the last term included under the bankruptcy. The student will be subject to the current Satisfactory Academic Progress (SAP) scale as it applies to total credit hours attempted and the minimum GPA required to be in good academic standing for all new credit attempted. For example, if the number of bankrupt hours attempted is 62 and the student is now registered for 6 new hours, the total attempted hours will be 68, and the student is subject to earning a minimum GPA of 1.8 to be in good standing. If a student’s bankrupt hours attempted total 91or more, a minimum GPA of 2.0 must be maintained beginning with the first new term attended to be in good standing. Students should contact CSU Enrollment Services Counselors regarding limitations on the maximum number of attempted undergraduate hours permitted for financial aid.
5. The student will be subject to all current policies and procedures, and to the current undergraduate catalog when matriculation occurs.
6. The student may not elect to reverse the decision to declare transcript bankruptcy once it has been approved, and the student has enrolled.
7. Any student that has been granted transcript bankruptcy will not be eligible for any academic honors at CSU.

Procedure for International Students

Academically qualified students from foreign countries are encouraged to apply for admission to Charleston Southern University. Applicants must be sufficiently proficient in English to be able to study entirely in the English language. International students must have a valid legal status with United States Citizenship and Immigration Services (USCIS) before beginning the admission process in order to be considered for admission to CSU. The following must be sent to the Enrollment Services Office:

1. Complete the undergraduate application for admission and international addendum form and return them with the required application fee of $40.00 (U.S. currency).
2. Official high school transcripts and/or college transcripts from all institutions attended must be received directly from these institutions. Official English translations must accompany transcripts and any document in a language other than English. All documents must be either official or certified copies of officials. Any student who attended a non-American high school outside of the U.S. must have their transcripts evaluated by World Education Services, Inc.
3. SAT or ACT scores must be sent directly to the Enrollment Services Office from the respective testing agency. Only official copies from the testing services will be considered.
4. Confirmed English proficiency is required, if English is not your native language. Test of English as a Foreign Language (TOEFL) scores must be sent directly to the Enrollment Services Office from the testing agency. Only official copies from the testing service will be considered. (Minimum TOEFL score required 550, computer-based score of 213 or  internet based score of 79.)
5. Submit a completed INTERNATIONAL STUDENT FINANCIAL STATEMENT. This form must be completed by your financial institution to certify your ability to attend CSU. Financial aid for international students is limited so students must be able to cover the cost of attendance from their personal resources. The Financial Statement must be completed, signed, and mailed directly from the financial institution. The Tuition and Room & Board Fees section show the total amount in U.S. dollars you must have on the financial statement.
   
   In the event an individual or company is sponsoring a student, an Affidavit of Support and supporting financial documents must be submitted by the sponsor on behalf of the student.
6. Transfer students that have attended a U.S. college/university: An INTERNATIONAL STUDENT ELIGIBILITY FORM must be completed by the International Student Advisor or Designated School Official. The original form with the official school seal is required along with copies of current I-20, visa, I-94 and other legal documents.

Due to Immigration and Customs Enforcement requirements and the necessity of having transcripts evaluated, the deadline for admission applications from international students is two calendar months prior to “the first day of classes” (according to the CSU Academic Calendar) of the academic term of entry. Applications received after the deadline may be considered for a future entry term if the applicant desires. This deadline also applies to students entering any of our graduate programs.

Students transferring from a university outside of the United States are required to have their academic transcript(s) translated/evaluated by an approved outside agency prior to admissions acceptance. All fees for these services are paid by the student directly to the party or agency providing them. You may call the Office of Enrollment Services for further information.

When an applicant has been accepted by the University, a Certificate of Eligibility for the nonimmigrant (F-l) student, known as Form 1-20 A-B, will be mailed along with an acceptance letter. Institutional Scholarships and Athletic Grants-in-Aid are available to qualified International students. Otherwise, students entering Charleston Southern University must assume full financial responsibility for tuition and charges incurred.

In the event a student is being sponsored by an individual or company, an Affidavit of Support and supporting financial documents must be submitted by the sponsor on behalf of the student. After issuance of Form 1-20 A-B and prior to the drop/add deadline of the respective term, an advance cash deposit is required to be on file within the Business Office in the amount of the total cost of the term, including any necessary insurance premium. Otherwise, Charleston Southern University reserves the right to deny the student attendance for that term.

Types of Acceptance and Admissions Standards

1. Regular
   
   A student who has met all admission requirements and is pursuing a degree (or teacher certification only). Regular acceptance also includes students who are assigned the academic standing of Probation 1 or Probation 2. Regularly accepted students will take the mathematics placement exam in order to determine their initial math class at Charleston Southern University.
   
   Freshman Applicant Admissions Requirements:
    
   • Minimum of College Preparatory curriculum in high school, the student should have a GPA of at least 2.0 in his or her core classes. Classes to include 4 years English; 3 years mathematics (including Algebra I & II and Geometry); 3 years science; and 3 years history.
     
     Minimum SAT* scores required for the Regular acceptance of new freshmen: Critical Reading (Verbal) = 480, Math = 440
     
     OR a minimum ACT composite score of 19. All subscores in each category must be a minimum of 19 for Regular admissions consideration.
      
   • In addition to standardized test scores, CSU placement tests and other information may be used in the admissions process.
      
2. The Bridge Program
   
   A student determined to have potential difficulty with a regular freshman course load may be admitted by approval of the Director of the Bridge Program and/or the Director of Admissions and given a course load which must include a Bridge Program curriculum. Students who are accepted into this program must pass all of their Bridge courses during the first thirty (30) hours attempted in order to continue their studies at Charleston Southern University. Exceptions made due to class availability will be determined by the Director of the Bridge Program. Students admitted in the Bridge Program that includes Bridge mathematics will be registered in Math 099 during one of their first two semesters of attendance. However, some students may complete Bridge Program requirements during the summer just prior to their first semester by enrolling in the Summer Bridge Academy at CSU. See more about The Bridge Program in this catalog.
   
   Freshman Applicant Admissions Requirements:
    
   1. For the student who has taken a College Preparatory curriculum in high school, the student should have a GPA of at least 2.0 in his or her core classes. Classes to include 4 years English; 3 years mathematics (including Algebra I & II and Geometry); 3 years science; and 3 years history.
   2. For the student who has taken a combination of College Prep., Tech. Prep., and General courses in high school, the student should have a GPA of at least 2.5 in his or her core classes. Classes to include 4 years English; 3 years mathematics (including Algebra I & II and Geometry); 3 years science; and 3 years history.
   3. For the student who has taken a combination of College Prep. and Tech. Prep. Courses in high school, the student should have a GPA of at least 2.5 in his or her core classes. Classes to include 4 years English; 3 years mathematics (including Algebra I & II and Geometry); 3 years science; and 3 years history.
       
      • Minimum SAT* scores required for the Bridge Program acceptance of new freshmen: Critical Reading (Verbal) = 400/*Math = 400 *
        
        OR a minimum ACT score of 16 in English and Math, and a minimum ACT score of 15 in Reading and Science.
        
         
      • In addition to standardized test scores, CSU placement tests and other information may be used in the admissions process.

3. Provisional  

a.     A student seeking a degree from Charleston Southern University who has not submitted all the required material for regular admission.  Such a student may be accepted on the provision that he or she submit the required material as determined by the Enrollment Services Office prior to preregistration   for   the   next   term.   Enrollment may only include one Fall or Spring semester and may not exceed 15 credit hours during this period.  Graduate students should refer to the appropriate section of the most current Graduate Catalog for credit hour limitations under Provisional Status.

b.    Students over twenty-one years of age may be admitted under this classification if they do not have SAT/ACT scores and do not qualify as a transfer student.  Such students are not required to take the SAT or ACT but must submit evidence of academic potential.   Any provisionally admitted student over twenty-one years of age who does not receive transfer credit for a mathematics course toward the fulfillment of the LAC (Liberal Arts Core) requirement in mathematics, or credit for a course equivalent to MATH 099, and does not have a current SAT and/or ACT score (less than five years old), has two options:

·         Option 1:  Take the mathematics placement exam ONCE, prior to enrolling in their first major semester and prior to registering for any mathematics course.  This exam will be used to determine whether a student is allowed to register for a freshman level (or higher)  mathematics course, or if they must first complete MATH 099, Beginning Algebra (Students receive institutional credit only). 

·         Option 2:  Those who do not take the mathematics placement exam according to Option 1 above must successfully complete MATH 099, Beginning Algebra, before registering for a higher mathematics course at CSU.   

Regardless of which option (above) is chosen, all students placed into Mathematics 099 will be required to pass MATH 099 during their first two major semesters (fall and spring).  In addition, students admitted under this status must also pass English 111 during their first two major semesters (fall and spring) at CSU or have acceptable equivalent transfer credit prior to attending CSU.  Students who do not meet these requirements will not be allowed to continue at CSU, and must complete the transferable equivalent of (1) Mathematics 099 or higher acceptable course, and/or (2) English 111 at another institution before being readmitted at CSU. 

 Once students provide evidence of mathematics proficiency at the Math 099 level or higher, they may then satisfy the liberal arts core requirements in mathematics by successfully completing Math 105 or higher level course(s), depending on one’s major and/or minor requirements.  Having successfully earned credit for English 111 allows students to enroll in English 112.  Refer to the CSU Undergraduate Catalog for other Liberal Arts Core requirements.  

4. Special

Students not seeking a degree at Charleston Southern University. This category includes high school students enrolled in honor’s programs, consortium students, transient students seeking educational certification or re-certification, and others taking personal interest courses. Undergraduate students may take up to 15 hours under this classification before being required to apply for acceptance as “regular” or degree-seeking (or teacher “certification only”) student. Students accepted under Special Status are not eligible to receive financial aid at Charleston Southern University.

Note: Bachelor of Science in Organizational Management - Degree Completion Program

All students applying to the University to specifically seek a degree in the Bachelor of Science in Organizational Management program will not be required to take the Math Placement Test as a condition of acceptance.

Transfer Students

A transfer applicant, in order to be accepted to CSU, must be eligible to return to the previously attended institution(s). Transfer students are required to submit an official transcript from all colleges or universities attended, regardless as to whether any course may be transferred in, and must meet current “Satisfactory Academic Progress (SAP)” requirements. Students who do not meet the SAP requirements for good standing may be admitted on probation 1 or 2, or be denied admission.

Transfer students may be admitted to CSU without submitting SAT (or ACT) scores and a high school transcript under the following conditions:

1. The transfer student has successfully completed at least 24 transferable credit hours at a regionally accredited college or university,
2. Earned a minimum cumulative Grade Point Average (GPA) of 2.0 (on a 4 -point scale) in the transferable credit hours, and
3. Courses equivalent to 
   MATH 105
     or MATH 111  and English 111  at CSU are included in the transferable credit hours.

Students not meeting these requirements are required to submit official SAT (or ACT) scores and an official high school transcript. At the discretion of the Enrollment Services Office, students meeting the above requirements may be required to submit SAT (or ACT) scores and/or high school transcripts.

Acceptance of Home-Schooled Applicants

Home-schooled students applying for admission to CSU must meet the following requirements:

1. An official transcript must be submitted, indicating grades and the curriculum employed,
2. The student must have satisfied relevant educational requirements for the state in which the student was a resident, and
3. The student must meet the same SAT (or ACT) and other admissions requirements as other incoming high school students.

Financial Aid

Charleston Southern University’s financial aid program is designed to help students complete a college education regardless of their financial situation within federal, state and institutional guidelines. All students are urged to explore the possibilities for financial assistance offered through the Enrollment Services Office. While documented financial need is the primary factor used to determine the amount of financial aid a student receives, the University also offers scholarship programs which recognize and reward talent, athletic ability, and academic achievement.

How to Apply for Financial Aid

1. Complete the Free Application for Federal Student Aid (FAFSA) at www.fafsa.ed.gov. Make sure you add CSU to your FAFSA! Our school code is 003419.

2. Apply for your FAFSA every January 1 for the upcoming academic year.

3. All residents of South Carolina and active duty military families stationed in South Carolina MUST file the FAFSA by June 30 of each year to be considered for a South Carolina Tuition Grant.
    
4. Once accepted to the university, the Office of Financial Aid will review your FAFSA and create an award package based on your eligibility.

How to Check Your Financial Aid Status Online

Once you are accepted to CSU you can log-in to your MyCSU with your CSU ID and PIN. Click “view your financial aid live” to view received and missing documents, downloaded documents needed and view your awards. All information is processed in real time, so you see up-to-date information.

Disbursement of Financial Aid

Financial aid will not be disbursed until confirmation of student’s attendance to classes has taken place at the end of the drop/add period. Students who have not been recorded as attending class at drop/add will not be eligible for any financial aid.

Certification of Registration with the Selective Service Commission

All male students born after December 31, 1959,who have reached their eighteenth birthday, must register with the Selective Service in order to be eligible to receive financial aid from federal sources including funds from the Federal Pell Grant, the Federal Perkins Loan, the Federal Stafford Loan, the Federal Supplemental Grant, the Federal PLUS, and Federal Work-Study Programs. All recipients of federal aid are required by federal law to sign a statement of their status with the Selective Service.

Satisfactory Academic Progress for Financial Aid

In order to be eligible for renewal of any type of financial aid, students must show evidence of satisfactory progress toward graduation. Satisfactory Academic Progress (SAP) at Charleston Southern University is defined as successful completion of coursework attempted and progress toward graduation. Although certain scholarships and grants require higher minimum Grade Point Averages (GPA), students must maintain the minimum requirements listed below:

*Note: Hours attempted for SAP purposes includes all credit attempted at CSU, all transfer credit and all nontraditional credit awarded.

Progress Standards for Hours Earned:
Full-time students must earn a minimum of 24 semester credit hours within the academic year, including the Summer Semester.

• Students receiving the S.C. Palmetto Fellows Scholarship must earn 30 credit hours within the academic year and maintain a cumulative 3.0 GPA. All college level courses earned at a college or university in South Carolina will be counted towards your 30 credit hours, but your GPA eligibility will be calculated using only CSU grades.
• Students receiving the S.C. LIFE Scholarship must earn a cumulative of 30 credit hours each academic year and maintain a cumulative 3.0 GPA. All college level courses earned at a college or university in South Carolina will be counted towards your 30 credit hours and your GPA eligibility will be calculated using all prior grades.
• Students receiving the S.C. HOPE Scholarship must earn 30 credit hours within the academic year and maintain a cumulative 3.0 GPA to receive a S.C. LIFE Scholarship for the following year. The S.C. HOPE Scholarship is only available for one year.

English 099  and MATH 099  do not count toward the 30 earned hours required to maintain eligibility for the S.C. Palmetto Fellows, LIFE, or HOPE scholarships. If a student realizes that he or she does not have enough earned hours to meet this requirement, then he or she should discuss this situation with a designated faculty advisor. The student may have to attend summer sessions to maintain eligibility for continued financial aid.

*See regulations for S.C. HOPE, LIFE, and Palmetto Fellows at http://www.che.sc.gov.

• Institutional hours earned in the Bridge Program do count toward the 24 semester hours required for full-time status.

Part-time students must earn the credit hours they attempt during a major semester.

No student shall receive financial assistance for more than 188 hours attempted.

Financial Aid Review
The academic record of all students receiving financial aid will be reviewed at the end of each spring semester for satisfactory progress. Students not meeting minimum requirements (GPA and/or Hours Earned) will be notified and have the responsibility of making themselves eligible before the beginning of the fall term.

Financial Aid Academic Plan, Probation and Suspension
Suspension: Students who do not meet the GPA and/or Hours Earned requirement will be placed on financial aid suspension and will not be eligible to receive financial assistance. See Appeal process.

Probation: Extenuating circumstances may be explained in a SAP Appeal Form or letter of appeal. If an appeal is granted, the student will be placed on an academic plan or a warning period, and will have one semester to meet the satisfactory academic progress standards.

Academic Plan: Students who fail to the satisfactory progress may be required to follow an academic plan set by the financial aid office.

Appeal Process
Students who fail to meet the required standards may appeal to the Office of Enrollment Services to regain their eligibility to receive financial aid. The appeal must be prepared in writing and be accompanied by appropriate supporting documents. The Financial Aid Satisfactory Progress Appeal form must be submitted no later than 10 working days after the end of Summer II for the Fall semester, and no later than 10 working days after the end of Fall for the Spring semester. Appeals are considered on an individual basis, and the student is notified in writing of the Committee’s decision.

Regaining Financial Aid Eligibility
Students may be eligible to have their financial aid reinstated if they successfully earn a minimum of 12 credit hours with the appropriate cumulative GPA. This may be accomplished on a full-time or part-time basis. Students will be reviewed after each semester to determine if SAP has been met in order to regain financial aid eligibility.

Removal from financial aid does not prevent a student from enrolling at Charleston Southern University without financial aid if they are otherwise eligible to enroll.

Financial Aid Programs Available at CSU

All aid must be used exclusively for costs of attendance. Before you receive any funds, you must sign a statement of Educational Purpose, and the Anti-Drug Abuse Act Certification, stating that you understand this requirement and agree to the restrictions it imposes. These statements are located on the Free Application for Federal Student Aid (FAFSA).

Federal and State

Financial assistance is available through the following programs. The amount of assistance you qualify for will be based on your financial need as determined by each program. Early application is very important for all types of aid.

Federal Financial Aid

Federal Pell Grant - Federal grant based on financial need determined by completing the FAFSA. Eligible students may receive up to $5,550 for the year, depending on need and hours enrolled each semester.

Federal Supplemental Educational Opportunity Grant (SEOG) - Federal grant reserved for Pell eligible students. Students must complete the FAFSA to be considered. Award amounts up to $1,000 a year. Limited campus funding.

Federal College Work-Study - Federal Work-Study is awarded based on federal eligibility criteria and the availability of funds. Students who have been awarded Federal Work-Study on their financial aid award letter will be notified during the summer of the additional information required to secure a job on campus.

Work-Study is considered part-time student employment; therefore, the wages earned are taxed.

All work-study related questions should be directed to the Student Employment Coordinator at 843-863-8067.

Federal Perkins Loan - The Perkins Loan is a fixed rate loan at 5% interest. It is a simple interest loan in the student’s name. There is a nine month grace period after the student graduates or ceases to be enrolled at least half-time (6 credit hours) before repayment begins.

Direct Federal Subsidized Stafford Loan - Federal student loan in the student’s name and has an interest rate of 6.8% for students who take out a Direct Federal Subsidized Stafford Loan after July 1, 2012. The interest rate does not accrue while the student is enrolled. There is a six month grace period after the student graduates or ceases to be enrolled at least half-time (6 credit hours) before repayment on the loan begins.

Direct Federal Unsubsidized Stafford Loan - The same as a Subsidized Stafford Loan except the interest does accrue while the student is enrolled. The interest has a fixed interest rate of 6.80% and can be paid quarterly or allowed to accrue and be capitalized to the principal. There is a six month grace period after the student graduates or ceases to be enrolled at least half-time (6 credit hours) before repayment on the loan begins.

Direct Federal Parent Loan for Undergraduate Students (PLUS) Loan- This is a loan in the parent’s name. The PLUS has a fixed interest rate of 7.9%. This loan goes into repayment 60 days after the loan is disbursed. The amount of repayment depends on the total borrowed. For example, minimum repayment on a $4,000 loan is $50 per month. There are no prepayment penalties. The amount of the loan is subject to loan approval. If parents are determined to be ineligible for a PLUS Loan, students may be eligible to receive additional Unsubsidized Stafford Loan.

ROTC Scholarships
Available to sophomores who meet all qualifications designated by the ROTC Department. These scholarships will fund the full cost of tuition, fees, and books for the junior and senior years. If you are interested in this program, you should contact the Department of Aerospace Studies.

South Carolina HOPE Scholarship
S.C. Commission on Higher Education - www.che400.state.sc.us
803-737-2260 or toll-free at 877-349-7183

The S.C. Hope Scholarship Program was established under the S.C. Education Lottery Act in 2001. It is a one-year merit-based scholarship created for eligible first-time entering freshmen attending a four-year institution. Eligible full-time students may receive up to the following award amount:

• Up to $2,800 towards the cost of attendance.

Initial Eligibility Requirements:

• Must earn a cumulative 3.0 GPA on uniform Grading Scale upon high school graduation;
• Must be a South Carolina resident at the time of high school graduation and college enrollment;
• Must not be a recipient of the Palmetto Fellows Scholarship or LIFE; and
• Must meet all general eligibility criteria.

There is no application required for the S.C. HOPE Scholarship. CSU students should complete the FAFSA online at www.fafsa.ed.gov and will be notified on their financial aid award letter if eligible for the scholarship.

Renewal Requirements:

• The HOPE Scholarship is for the first year only.
• Students must earn a cumulative 3.0 GPA and 30 credit hours (excluding Bridge Program Math 099 and English 099 classes) to receive the S.C. LIFE Scholarship for subsequent years.

South Carolina LIFE Scholarship Program
S.C. Commission on Higher Education - www.che400.state.sc.us
803-737-2260 or toll-free at 877-349-7183

The South Carolina General Assembly established the Legislative Incentives for Future Excellence (LIFE) Program in 1998 to increase access to higher education, improve employability of South Carolina’s students, provide incentives for students to be better prepared for college, and to encourage students to graduate from college on time. Eligible full-time students may receive awards as follows:

• Up to $5,000 towards the cost of attendance
• Limited to eight semesters from high school graduation

Initial eligibility:

• Graduate from high school with a cumulative 3.0 GPA based on the Uniform Grading Scale;
• Be a South Carolina resident at the time of high school graduation and college enrollment;
• Not be a recipient of the Palmetto Fellows Scholarship or S.C. HOPE Scholarship; and
• Meet all general eligibility criteria.

Students must meet two of the following three criteria:

1. Cumulative 3.0 GPA based on the Uniform Grading Scale;
2. Rank in the top 30 percent of graduating class; or
3. Score an 1100 SAT or 24 ACT.

There is no application required for the LIFE Scholarship. CSU students should complete the FAFSA online at www.fafsa.ed.gov and will be notified on their financial aid award letter if eligible for the scholarship.

Renewal requirements:

• Meet all general eligibility criteria
• Earn cumulative 3.0 GPA by the end of each academic year (including all grades earned at eligible S.C. institutions excluding remedial, continuing education, nondegree credit courses)
• Earn an average of 30 nonremedial credit hours by the end of each academic year (including all hours earned at eligible S.C. institutions excluding remedial, continuing education, nondegree credit courses)

SC LIFE Enhancement
Math and science majors who receive the S.C. LIFE Scholarship may be eligible to receive the S.C. LIFE Enhancement for their second, third, and fourth years of college. The S.C. LIFE Enhancement may be awarded up to $2,500 per year. In order to qualify, students must receive the S.C. LIFE Scholarship, be in an eligible math or science major by the first day of classes for their second, third, and fourth years, and have taken 14 hours of math or science courses during their first year of college enrollment.

South Carolina Palmetto Fellows
S.C. Commission on Higher Education - www.che400.state.sc.us
803-737-2260 or toll-free at 877-349-7183

The South Carolina General Assembly established the Palmetto Fellows Scholarship program in 1988 to retain academically talented high school graduates in the state through awards based on merit. Eligible fulltime students may receive up to the following award amount: Up to $6,700 for the first year, $7,500 for second, third, and fourth years annually towards the cost of attendance at an eligible senior institution in South Carolina.

Initial Eligibility Requirements:

Application for early awards must be submitted to the Commission on Higher Education for the Palmetto Fellows Scholarship by the date established in December each academic year. Students must meet the following three academic criteria in order to be eligible to apply for the early awards:

• Score at least 1200 on the SAT or 27 on the ACT. Test scores must be submitted to the Commission on Higher Education by no later than the established deadline in December;
• Earn a cumulative 3.50 GPA on the UGS at the end of the junior year; and
• Rank in the top six percent of the class at the end of either the sophomore or the junior year.

Applications for final awards must be submitted to the Commission on Higher Education for the Palmetto Fellows Scholarship by the date established in June each academic year. Students must meet the following three academic criteria in order to be eligible to apply for the final awards:

• Score at least 1200 on the SAT or 27 on the ACT. Test scores will be accepted through June of the senior year;
• Earn a cumulative 3.50 GPA on the UGS at the end of the senior year;
• Rank in the top 6% of the class at the end of the senior year.

Students must not be a recipient of the S.C. LIFE Scholarship or S.C. HOPE Scholarship.

All applicants, including home-schooled students, are required to provide class rank order to be eligible to apply. For home-school students, class rank is available through either the home school association or through the high school within the student’s required attendance zone.

For application information, please contact the high school guidance counselor if you meet the above criteria.

Renewal requirements:

• Meet all general eligibility criteria
• Earn cumulative 3.0 GPA at CSU by the end of each academic year (excluding remedial courses)
• Earn 30 nonremedial credit hours by the end of each academic year (including all hours earned at eligible S.C. institutions during the year excluding remedial, continuing education, nondegree credit courses)

Palmetto Fellows Enhancement
Math and science majors who receive the Palmetto Fellows Scholarship may be eligible to receive the Palmetto Fellows Enhancement for their second, third, and fourth years of college. The Palmetto Fellows Enhancement may be awarded up to $2,500 per year. In order to qualify, students must receive the Palmetto Fellows Scholarship, be in an eligible math or science major by the first day of classes for their second, third, and fourth years, and have taken 14 hours of math or science courses during their first year of college enrollment.

South Carolina Teacher’s Loan Program
A state funded loan program for students planning careers as public school teachers. Students must teach in one of several geographic and academic areas determined by the South Carolina Department of Education deemed to have a critical need. This program is only available to students seeking their initial certification. Qualified applicants may borrow according to the same limits as Federal Stafford Loan Program per academic year. If approved, your loan could be repaid by the South Carolina Department of Education on a schedule directly related to your employment. Deadline for completed applications is May 15.

South Carolina Tuition Grant
A need-based state funded program available to eligible students enrolled fulltime (12 hours per semester). Residents of South Carolina and military related students who have been stationed in South Carolina for one year as of fall registration are required to apply for this grant. Students must complete FAFSA by June 30 each year. There is a maximum of eight semesters of eligibility to receive this grant. Students must meet satisfactory academic progress and earn at least 24 credit hours each year for renewal.

South Carolina Vocational Rehabilitation Department Training Assistance
This training assistance is based upon an eligibility criteria for services and is not viewed as an entitlement benefit to a student. An eligible student must be an individual with a physical or mental disability which for such individual constitutes or results in a substantial impediment to employment. The student must also be able to benefit in terms of an employment outcome from the provision of vocational rehabilitation services and requires such services to prepare for, enter into, engage in, or retain gainful employment. Student may seek detailed information about applying and receiving services by contacting the local office of the South Carolina Vocational Rehabilitation Department. Students will also need to apply for Federal financial aid or other funding resources prior to being considered for training assistance.

Privately Funded Programs

Outside Scholarships
Outside scholarships are given to students by outside organizations not necessarily affiliated with Charleston Southern University.

The James F. Byrnes Foundation
Applicants must be residents of South Carolina, have lost one or both parents by death, and demonstrate financial need. Applications deadline is February 15, and applications are available from:

James F. Byrnes Foundation
P.O. Box 9596
Columbia, SC 29290
http://www.byrnesscholars.org/images/JFBF_application_package.pdf

The C. G. Fuller Foundation Scholarship
Residents of South Carolina who are unable to pay their own tuition and who demonstrate good scholastic records and outstanding leadership are qualified candidates. Application forms are available at the CSU Office of Financial Aid.

Christian Vocational Stipend
Baptist students planning a career in a full-time Christian vocation are eligible to apply for assistance through this work program. These stipends are provided by the South Carolina Baptist Convention to assist needy students. Applications are available from:

Campus Ministry Department
South Carolina Baptist Convention
190 Stone Ridge Drive
Columbia, SC 29210
http://www.scbaptist.org/scholarships

The Dick Horne Foundation
Students from the Orangeburg area who demonstrate academic achievement and have financial need are eligible to apply for this scholarship. Applications are available from:

Dick Horne Foundation
P.O. Box 306
Orangeburg, SC 29116-0306

The J. E. Sirrine Scholarship Program
The J.E. Sirrine Scholarship was established in 1973 and provides scholarship assistance to high school seniors of the fourteen Greenville County high schools in Greenville, South Carolina, who have met the academic and financial need criteria as set forth in the Sirrine guidelines. A high school graduate may also apply for the Sirrine Scholarship up to three years after the date of graduation. The value of the scholarship ranges from $200 to $2,000, depending on the financial need, and may be used for an undergraduate degree program at any accredited four-year college, two-year college, technical or vocational school anywhere in the United States. The scholarships are renewable. Checks in the amount of the scholarship award are payable directly to the designated college and sent to the financial aid office of that institution. The application and a copy of the Student Aid Report must be postmarked no later than April 15th of each year and sent to:

The J.E. Sirrine Scholarship Program
Greenville County Schools
PO Box 2848
Greenville, SC 29602

MK School Allowance, Postsecondary - Formerly the Margaret Fund
Dependents of Southern Baptist Foreign Missionaries are eligible to receive assistance through the MK-SAPS. Applications are available from:

International Mission Board
Southern Baptist Convention
3806 Monument Avenue
Richmond, VA 23230

The Strom Thurmond Foundation Scholarship
Students from South Carolina who have good academic records and financial need are eligible to apply. Applications are available from:

Strom Thurmond Foundation
P.O. Box 682
Aiken, South Carolina 29801
Recipients are chosen in July of each year.

The Ty Cobb Scholarship Program
Scholarship aid for needy and deserving youth of Georgia who have completed at least one year in an accredited institution of higher learning. For information, write:

Ty Cobb Educational Foundation
P.O. Box 725
Forest Park, GA 30051
http://www.tycobbfoundation.com/

Employer Scholarship Program
Many companies have scholarship programs for their employees and/or their dependents. Students and parents should check with the personnel office of their company to see if such benefits are available.

USA Funds Access to Education Scholarships
Applicants must have an annual adjusted gross income of $35,000 or less. Up to 50 percent of the awards are targeted to members of an ethnic-minority group or have a documents physical disability. More information is available at www.usafunds.org/planning/access_to_education_scholarship/index.htm

Watson-Brown Foundation Scholarship
Students must be from South Carolina or Georgia and demonstrate financial need and academic merit. More information is available at www.watson-brown.org.

Talbots Women’s Scholarship Fund
Females residing in the United States who have earned a high school diploma or GED on or before September 1997 are eligible to apply at www.scholarshipamerica.org/talbotswomen

Additional Scholarship Opportunities

www.aie.org
www.collegeboard.com
www.nasfa.org
www.studentaid.ed.gov
www.collegeanswer.com

Charleston Southern University Programs

A number of scholarships and grants, made possible through gifts and endowment income, as well as college¬ funded programs, are available to qualified students. While most awards require demonstrated financial need as defined by federal programs, some are based on academic merit and personal talent. The Office of Enrollment Services will assist you with this process.

Scholarships and awards are a part of your total financial aid package and must be awarded according to the policies of federal and state programs. There are limitations on the amounts of CSU funded awards students may receive. Please contact the Enrollment Services Office for more information.

Other Institutional Scholarships

Athletic Scholarship
Scholarships are available to students who qualify both athletically and academically for one of the competitive team sports. Inquiries should be directed to the CSU Athletic Department.

Band Award
Students who participate in the CSU Concert Band or Jazz Band may be eligible to receive a scholarship. An audition is required and can be arranged by contacting the University Band Director at 843-863-7962 in the CSU Horton School of Music.

International Missionary Dependent Award
Awards are made to the dependents of missionaries serving with the International Mission Board of the Southern Baptist Convention. These awards are for semesters only (fall and/or spring) and are up to $3,000 per year for tuition. For consideration, please fill out FAFSA and contact the CSU Financial Aid Office.

Minister’s Dependent Scholarship
Dependents of pastors ordained by the South Carolina Baptist Convention are eligible to receive $1,000 per year. For consideration, please fill out FAFSA and contact the CSU Financial Aid Office.

Music Award
Scholarships may be available to accepted students who participate in music ensembles and maintain a GPA of 2.5 or better. A scholarship audition is required. Auditions can be arranged after a student has filled out the Horton School of Music Application available at http://www.csuniv.edu/academics/college_humanities-socialsciences/music.asp. One credit hour of studio instruction is required each semester (fall and spring).

Professional Enhancement Grant
This grant is designed for full-time students over the age of 23 who work full-time and take the majority of classes each semester in the evening. Awards are made on a first-come basis as funds are available.

Student Government Association (SGA) Stipends
Students elected to one of the Student Government Offices are eligible to receive a stipend valued at the amount of the cost for room and board for the fall and spring semesters during the period they are in office. Inquiries should be addressed to the SGA Office. Stipend eligibility will be determined by the successful completion of SGA Officer duties as evaluated by the CSU Dean of Students.

Alternative Loans
Alternative loans are available to degree-seeking students who need additional funds to meet the Cost of Attendance. They are only awarded after the student has received a Stafford loan. Students applying for an alternative loan may borrow up to the total budget for the current academic year. These loans are in the student’s name and approved based on the borrower’s credit and work history. The interest rates on these loans are variable, and most go into repayment six months after the separation date. To view alternative loan information view this website at www.csuniv.edu/admissions/fa_privateloans.asp

My Payment Plan
My Payment Plan offers choices for financing your education including monthly payments plans and e-payment options.  Please visit your MyCSU account (under the student tab) for more information.

Veterans and Military Programs

Any student who plans to use VA Educational Benefits should contact the CSU Veterans Services Coordinator. Active duty personnel eligible to use tuition assistance should contact the Education Services Office at the military base where they are stationed and our Student Accounts office at 843-863-8058.  The CSU Veterans Services Coordinator assists students with VA educational benefits including Montgomery GI Bill, Post 9/11 GI Bill, VA Vocational Rehabilitation and Survivors’ and Dependents’ Educational Assistance Program.  For more information visit our campus Veterans Services Office located in the Hunter Center or call 843-863-7050.

• Chapter 30 - The Montgomery G.I. Bill. This program provides educational benefits to individuals that served on active duty. A certified copy of your DD214 is required.
• Chapter 31 - Vocational Rehabilitation for Service-Disabled Veterans. This program is for individuals who have a compensable service connected disability, and the U.S. Department of Veteran Affairs determines that training and rehabilitation services are needed to overcome an employment handicap.
• Chapter 32 - Veterans Educational Assistance (VEAP). This is a voluntary contribution matching program for individuals entering service after December 31, 1976.
• Chapter 33 - Post-9/11 GI Bill. This is for individuals with at least 90 days of aggregate service on or after September 11, 2001, or individuals discharged with a service-connected disability after 30 days. You must have received an honorable discharge to be eligible for the Post-9/11 GI Bill. The Post-9/11 GI Bill will become effective for training on or after August 1, 2009.
• Chapter 35 - Dependents Education Assistance Program. This program is for dependents (spouse or children) of individuals who die or are permanently disabled from service connected causes.
• Chapter 1606 - Montgomery G.I. Bill-Selected Reserve. This program is available to members of the Selected Reserve, including the National Guard. A form DD2384 (NOBE) is required.
• Chapter 1607 - A Department of Defense education benefit developed to provide benefits for Reservists called to active duty after September 11, 2001 in response to a war or national emergency, as determined by the President or Congress. A member of a reserve component must have served at least 90 consecutive days or more regardless of duty status.